Our Plans: Group Health

Group Health Plans

Group insurance is available to businesses and certain other organizations with two or more full-time employees. State insurance law regulates what types of organizations qualify as a "group" for insurance purposes. To find out if your organization meets these requirements, you can talk to your agent or broker, contact us online, or call your local PacificSource marketing office:

Eugene/Springfield: (541) 687-7047 or (877) 657-9797
Boise: (208) 342-3709 or (888) 492-2875
Portland: (503) 699-6561
Bend: (541) 330-8896 or (888) 877-7996
Medford: (541) 858-0381 or (800) 899-5866

PacificSource offers a wide variety of group health plan designs within each of the following product lines.

FlexPerks: This consumer-directed benefit design combines a low-cost health plan with a personal spending account--either an HRA or an HSA--and a debit card. It's designed to put consumers in touch with the real cost of care while empowering them to make informed decisions and offering financial incentives for wise choices.
Preferred: The Preferred product line includes our PPO (preferred provider organization) plan designs, where provider reimbursement is based on a fee schedule. These plans offer members the widest choice of providers with few restrictions on provider access.
Prime: Our Prime plans are our managed care plan designs. Prime plans require members to choose a PCP from the plan's provider panel and obtain referrals for specialist treatment.
Choice: The Choice product line features plans that blend the benefits of PPO and managed care products. Our Choice plans are similar to our Prime plans, but offer members more flexibility and fewer managed care rules. Members still select a PCP, but they can access care from other providers without a referral.

All PacificSource group health plans include benefits for preventive care, physician office visits, and hospital services. Optional coverage is available for prescription drugs, dental care, chiropractic services, acupuncture and naturopathic treatment, life insurance, and vision care.

In addition to the fully-insured group benefits offered by PacificSource, our subsidiary, Select Benefit Administrators, offers self-funded benefit plans for employers who choose to self-insure.